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Disruptive or not, online learning is going to take over the education industry, especially higher education. However, I do agree that preventive measure need to be taken in order to avoid unnecessary issues.

Lloyd responds: Thanks for your comment. I think there will be areas of education where online learning will be additive and adaptive, and thus sustaining (there will always be a Harvard). Then there will be other areas where, as you say, online learning will simply "take over". The latter probably outnumber the former.

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